Neobank comparison
Compare Chime and Kroo side by side: fees, regulation, platforms.
Best for fee-free US banking
Chime strips fees out of everyday US banking and adds an early-payday and fee-free-overdraft safety net. It i…
Best for interest on your balance
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…
| Feature | Chime | Kroo |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0% |
| Savings APY | 2% | 4.10% |
| Currencies | 1 | 1 |
| Card network | Visa | Mastercard |
| Deposit protection | FDIC up to 250,000 USD via The Bancorp Bank and Stride Bank | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for fee-free US banking | Best for interest on your balance |
| Markets & account | ||
Chime
Chime strips fees out of everyday US banking and adds an early-payday and fee-free-overdraft safety net. It is built for domestic spenders, not travellers.
Confirm current fees and rates on the provider's site. T&Cs apply.
Kroo
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.