Dahabshiil review

Dahabshiil publishes its transfer fee as Lower than the global average of 7-10%. That figure comes from its corridor pages, so what a sender pays follows the currency pair and the corridor rather than a flat account tariff. The published number is a comparison with the market average, so the amount quoted for your own corridor is the one to check at the point of sending.

Dahabshiil's published delivery time is Usually within 5 minutes. That is the standard figure rather than a promise on every corridor, so a payout into a more remote market can take longer. The payout route also shapes the wait, since Dahabshiil pays out to bank, cash pickup and wallet and each route settles on its own timing.

Dahabshiil pays out to bank, cash pickup and wallet. A bank payout credits the recipient's account directly, cash pickup means someone collects the money in person from an agent, and a wallet payout goes to a mobile money balance. Which routes are open depends on the receiving country, because the payout list is published per country.

Support runs on email, chat and phone. That gives senders email, live chat, phone and a help centre, so a transfer question can be raised in the channel that suits rather than through a form alone. A payment that has not landed, or a payout that never reached the agent, can be chased on the phone and chat channels.

Dahabshiil holds permissions from the UK's Financial Conduct Authority (900825), from Finansinspektionen in Sweden (59248) and from FINTRAC in Canada (M20348565). These are remittance permissions in the countries named rather than banking licences, which fits a service built for sending money out, not for holding a balance.

The service is run by TalkRemit Limited, a company founded in 1970 and based in the United Kingdom. That same legal entity appears in the remittance terms, so the contracting party on a transfer is a named company rather than a marketplace or an app wallet.

Dahabshiil lists Lower than the global average of 7-10%. PayPal Colombia adds a percentage and a fixed fee on international transfers, Skrill is free on bank-funded sends and charges more on card-funded ones, and Paysera's euro transfers to SEPA and Paysera users are free. Skrill and Paysera suit senders already holding a balance there; Dahabshiil is built around corridors and delivery speed.