Updated September 28, 2026 · VaultCue Editorial Team
Brubank vs bunq
bunq
Higher score in this comparison
Brubank
What sets them apart
| Compare | BrubankReviewSee alternativesSee alternatives | bunqReviewVisitVisit |
|---|---|---|
| Monthly fee | ARS 0 | €0 |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 3% |
| Currencies | 2 | Not confirmed |
| Local account details | Not confirmed | IBAN |
| Transfer fee | 0 ARS | Not confirmed |
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Key differences
- bunq is available in 6 more countries.
- Support channels: only bunq offers Email.
- Features: only bunq offers Joint account.
Our verdict on each
Brubank
Brubank pairs a digital-only everyday account with a fixed deposit paying 13.5% to 18.39% over terms of 1 to 12. It suits savers in Argentina who want a set return and a monthly fee of ARS 0, and suits them less if support runs past chat and help centre.
bunq
bunq suits savers who want an easy-access euro account that costs nothing to keep and pays a variable rate with weekly interest, protected by an EU guarantee. The rate of 3.01% is solid rather than remarkable, and support runs on email, chat and help centre only.
Score breakdown
| Area | Brubank | bunq |
|---|---|---|
| Cost | Not confirmed | 9.1Monthly fee of €0 on a no monthly fee account, with a currency conversion fee of 3% on the free plan. |
| Offer | Not confirmed | 9.1Rate of 3.01% that is variable, close to the savings median of 3%. |
| Trust | Not confirmed | 8.7 |
How they place
| Ranking | Brubank | bunq |
|---|---|---|
| Savings accounts | 903 of 1420 | 6 of 1420 |
| Online banks | 252 of 402 | 3 of 402 |
Every fact side by side
| Fact | Brubank | bunq |
|---|---|---|
| Audience | Not confirmed | Expats, Travelers, Business, Student |
| Pricing model | No monthly fee | No monthly fee |
| Features | Digital only | Joint account, Digital onlyCovers more |
| Legal entity | Brubank S.A.U | bunq B.V. |
| Headquarters | Argentina | Netherlands |
| Founded | Not confirmed | 2012 |
| Support channels | Chat, Help centre | Email, Chat, Help centreCovers more |
Savings
| Fact | Brubank | bunq |
|---|---|---|
| Headline rate | 13.5% to 18.39%Higher | 3.01% |
| Rate type | Fixed | Variable |
| Term | 1 to 12 months | Not confirmed |
| Minimum deposit | ARS 500 | Not confirmed |
| Access terms | Term of at least 1 month and up to 1 year; no automatic renewal; once created the rate and amount cannot be changed; principal plus interest credited to the savings account on the end date | Withdraw any amount free up to 2 times a month, rising to 3 free monthly withdrawals after 12 months; interest paid weekly |
| Account kind | Fixed | Easy access |
Money transfer
| Fact | Brubank | bunq |
|---|---|---|
| Delivery time | Same day; up to 72 business hours for the United States | Not confirmed |
| Payout methods | Bank | Not confirmed |
| Fee to send 1,000 | ARS 0 | Not confirmed |
Where each stands against the rest
| Fact | Brubank | bunq | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 3%highest quarter | 0.5% |
| Currencies | 2lowest quarter | Not confirmed | 5 |
Median across 536 listed accounts.
Pros and cons
Brubank
Pros
- Monthly fee of ARS 0 on the everyday account.
- Fixed deposit paying 13.5% to 18.39% over terms of 1 to 12.
- Transfer fee of 0 ARS on remittances.
Cons
- Support runs on chat and help centre only, with no phone line.
- The service is digital only, so every task runs through the app.
- Only 2 currencies are held.
bunq
Pros
- The monthly fee is €0 and the pricing model is no monthly fee, so keeping the account open costs nothing each month.
- Interest is paid weekly and the rate type is variable, so money keeps earning between withdrawals without a term to serve out.
- Balances are covered by EU DGS up to EUR 100,000, so there is a payout route if the provider fails.
Cons
- The rate type is variable, so the return follows the base rate and the account ranks 240 of 473 brands on the headline rate.
- Support runs on email, chat and help centre only, which leaves phone callers with a narrower route in.
- Features list joint account and digital only, so the service is digital only and there is no branch counter.
Who each suits
Brubank
Who it suits
- Savers in Argentina who want a set return for a fixed term.
- People who want a current account with a monthly fee of ARS 0.
- App-first users, since the service is digital only.
Who should look elsewhere
- Anyone needing a phone line, since support runs on chat and help centre; Varo Visa Debit Card suits that better.
- Multi currency users, who will find 2 currencies narrow; Crezu ES is a better bet.
- People who want to amend a deposit after starting it, since the rate and amount lock in at creation.
bunq
Who it suits
- People who want an easy-access euro account that pays interest weekly and costs nothing to hold.
- Travellers and expats, part of the expats, travelers and business bunq targets, who convert currency and want a local IBAN.
- Students and savers who value EU DGS up to EUR 100,000 over a higher rate.
Who should look elsewhere
- Anyone chasing a top fixed rate, since 24.19% at plazo pays far more.
- Customers who need a phone helpline, as support runs on email, chat and help centre only.
- Anyone wanting a branch counter, because features list joint account and digital only and the service is digital only.
Country by country
| Country | Brubank | bunq |
|---|---|---|
| Argentina | Yes | No |
| Belgium | No | Yes |
| France | No | Yes |
| Germany | No | Yes |
| Ireland | No | Yes |
| Italy | No | Yes |
| Netherlands | No | Yes |
| Spain | No | Yes |
Questions about each
Brubank
What does the Brubank everyday account cost each month?+
The monthly fee is ARS 0, and the account model is no monthly fee. Nothing is taken out of the balance each month, so the ongoing cost is nil. The account is digital only, so the app is where you check and pay.
What rate does the fixed deposit pay?+
The headline rate is 13.5% to 18.39% and the rate type is fixed, which is the part that sets Brubank apart from accounts paying a variable rate. The account kind is fixed. You know what the deposit earns for its whole term, and the figure is set when you create it.
bunq
What does bunq charge to keep a savings account?+
The monthly fee is €0 and the account is priced on a no monthly fee basis, so there is no recurring charge to keep it open. The one cost to watch when you spend abroad is currency conversion at 3% on the free plan. Interest is still paid weekly with no fee deducted.
How much interest does the account pay?+
The rate is 3.01% and the rate type is variable, so the figure follows the base rate instead of being fixed to a term. Across the savings accounts on the site, the median headline rate is 3%, which puts bunq near the middle. Interest is credited weekly rather than monthly.
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bunq
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