Neobank comparison
Compare bunq and Monese side by side: fees, regulation, platforms.
Best for savings interest
bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe…
Best for newcomers without local credit history
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, …
| Feature | bunq | Monese |
|---|---|---|
| Monthly fee | EUR 3.99 | Free |
| FX markup | 0% | 2.50% |
| Savings APY | 2.46% | - |
| Currencies | 16 | 3 |
| Card network | Mastercard | Mastercard |
| Deposit protection | Dutch deposit guarantee (DGS) up to 100,000 EUR | Safeguarded (FCA-authorised e-money) |
| Regulators | - | - |
| Best for | Best for savings interest | Best for newcomers without local credit history |
| Markets & account | ||
bunq
bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe. The monthly fee is the trade-off for that protection and yield.
Confirm current fees and rates on the provider's site. T&Cs apply.
Monese
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, with multi-currency basics built in from day one.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.