Kroo vs Revolut - VaultCue
VaultCue

Neobank comparison

Kroo vs Revolut

Compare Kroo and Revolut side by side: fees, regulation, platforms.

Kroo

Kroo

Best for interest on your balance

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…

VS
Revolut

Revolut

Best all-rounder

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…

Head-to-head comparison

Kroo vs Revolut
Feature Kroo Revolut
Monthly fee Free Free
FX markup 0% 0.50%
Savings APY 4.10% 1.74%
Currencies 1 36
Card network Mastercard Visa and Mastercard
Deposit protection FSCS up to 85,000 GBP Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA
Regulators - -
Best for Best for interest on your balance Best all-rounder
Markets & account

Pros & cons

Kroo

Kroo

Pros

  • FSCS-protected UK bank paying interest on the current-account balance
  • No fees on spending or ATM withdrawals abroad
  • Shared group accounts for splitting bills

Cons

  • GBP-only with no multi-currency holding
  • Smaller feature set than the established UK challengers
Revolut

Revolut

Pros

  • Huge feature set: FX, savings vaults, stocks, crypto and budgeting
  • Weekday interbank FX up to a generous monthly limit
  • Polished app with instant spend notifications

Cons

  • Weekend FX surcharge and out-of-limit conversion fees
  • UK balances are safeguarded e-money, not FSCS protected
Kroo

Kroo

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.

Confirm current fees and rates on the provider's site. T&Cs apply.

Revolut

Revolut

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

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