Neobank comparison
Compare Chime and Revolut side by side: fees, regulation, platforms.
Best for fee-free US banking
Chime strips fees out of everyday US banking and adds an early-payday and fee-free-overdraft safety net. It i…
Best all-rounder
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…
| Feature | Chime | Revolut |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0.50% |
| Savings APY | 2% | 1.74% |
| Currencies | 1 | 36 |
| Card network | Visa | Visa and Mastercard |
| Deposit protection | FDIC up to 250,000 USD via The Bancorp Bank and Stride Bank | Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA |
| Regulators | - | - |
| Best for | Best for fee-free US banking | Best all-rounder |
| Markets & account | ||
Chime
Chime strips fees out of everyday US banking and adds an early-payday and fee-free-overdraft safety net. It is built for domestic spenders, not travellers.
Confirm current fees and rates on the provider's site. T&Cs apply.
Revolut
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.
Confirm current fees and rates on the provider's site. T&Cs apply.
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