Updated October 16, 2026 · VaultCue Editorial Team

FNB Botswana virtual card vs Revolut UK

Two accounts side by side: recorded fees, markets, regulation and platforms for FNB Botswana virtual card and Revolut UK, from the same records as each review.
Revolut UK

Revolut UK

Higher score in this comparison

9.0/10
FNB Botswana virtual card

FNB Botswana virtual card

What sets them apart

FNB Botswana virtual card vs Revolut UK
CompareFNB Botswana virtual cardFNB Botswana virtual cardReviewSee alternativesSee alternativesRevolut UKRevolut UKReviewVisitVisit
Transfer feeP9.40 (BWP) per eWallet Send MoneyFree in SEPA; paid plans discount elsewhere, free on Ultra worldwide
Monthly feeNot confirmed£0
Licence typeNot confirmedE money
Deposit protectionNot confirmedFSCS up to GBP 85,000
Currency conversion feeNot confirmed0% to 1%
CurrenciesNot confirmed30
Local account detailsNot confirmedIBAN

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Our verdict on each

FNB Botswana virtual card

The retained FNB Botswana homepage names First National Bank of Botswana Limited and gives a registration number.

Read the full FNB Botswana virtual card review

Revolut UK

Revolut UK's savings account suits savers who want easy access to their money and no monthly charge: the easy-access balance pays 4% on a variable rate, each deposit is covered by FSCS up to GBP 85,000, and the account kind is easy access so nothing is locked away for a term.

Read the full Revolut UK review

Score breakdown

FNB Botswana virtual card vs Revolut UK
AreaFNB Botswana virtual cardRevolut UK
CostNot confirmed9.3A monthly fee of £0, a minimum deposit of £0 and a plan conversion fee that runs 0% to 1%.
OfferNot confirmed9.6The listed features are free atm and joint account, and the app holds 30 currencies in total.
TrustNot confirmed8.5

How they place

FNB Botswana virtual card vs Revolut UK
RankingFNB Botswana virtual cardRevolut UK
Current and checking accounts532 of 88522 of 885

Every fact side by side

FNB Botswana virtual card vs Revolut UK
FactFNB Botswana virtual cardRevolut UK
AudienceNot confirmedTravelers, Freelancer, Teen
Pricing modelNot confirmedNo monthly fee
FeaturesNot confirmedFree ATM, Joint account
Legal entityFirst National Bank of Botswana LimitedRevolut Payments UAB
HeadquartersBotswanaLithuania
FoundedNot confirmed2015
Support channelsPhoneChat, Phone, Help centre, EmailCovers more

Money transfer

FNB Botswana virtual card vs Revolut UK
FactFNB Botswana virtual cardRevolut UK
Delivery timeInstantNot confirmed
Payout methodsWalletNot confirmed
Fee to send 1,000BWP 9.40Not confirmed

Where each stands against the rest

FNB Botswana virtual card vs Revolut UK
FactFNB Botswana virtual cardRevolut UKMedian
Monthly feeNot confirmed£0at the median£0
Currency conversion feeNot confirmed0% to 1%below the median0.5
CurrenciesNot confirmed30highest quarter5

Median across 536 listed accounts.

Pros and cons

Revolut UK

Pros

  • Access is instant in the app, with fee-free withdrawals and no withdrawal limits.
  • Support runs on chat, phone and help centre, so a phone call or email is possible when the app is not enough.
  • Regulated in the UK and in Europe: the account is run by Revolut Payments UAB, founded in 2015 and headquartered in Lithuania.

Cons

  • The rate type is variable, so the 4% can move and nothing is fixed for a set period.
  • The savings sit with a savings deposit partner rather than the brand itself, and the account licence type is e money.
  • On headline rate the account ranks at 142 of 473 brands compared, so the return is competitive rather than exceptional.

Who each suits

FNB Botswana virtual card

Who it suits

  • Readers checking the retained FNB Botswana company identification and service categories.

Revolut UK

Who it suits

  • Savers who want instant app access and no charge for holding the balance, rather than a card and credit deal such as AXI Card Tarjeta y Credito at 21.59%.
  • Travelers, freelancers and teens, the audience named in travelers, freelancer and teen, who want 30 currencies and a conversion fee that runs 0% to 1%.
  • Anyone starting out with a wallet, since PayPal Colombia is the listed alternative at 3.3% and this balance pays 4% with iban details.

Who should look elsewhere

  • Savers shopping on the headline rate alone: the listed alternative Plazo ES shows 24.19% and AXI Card Tarjeta y Credito shows 21.59%, both far above the 4% paid here.
  • People who need the return fixed for a set period, since the rate type is variable and the balance is easy-access by design.
  • Customers who want the deposits held by the brand itself: the account licence type is e money and the savings sit with a savings deposit partner, a different structure from the listed wallet alternative PayPal Colombia at 3.3%.

Country by country

FNB Botswana virtual card vs Revolut UK
CountryFNB Botswana virtual cardRevolut UK
BotswanaYesNo

Questions about each

Revolut UK

What rate does the Revolut savings account pay?+

The easy-access balance pays a headline rate of 4%, and the rate type is variable, so the return can move with the market. Nothing has to be locked away for a term, and the account kind is easy access, so interest is credited on the balance you keep.

Is there a monthly fee or a minimum deposit?+

The monthly fee is £0 and the minimum deposit is £0, so the account can be opened with nothing in it and left open without a charge. The model is listed as no monthly fee, and 91.7% of the accounts compared run the same way.

Is my money protected?+

Deposits are covered by FSCS up to GBP 85,000. The savings balance is held by ClearBank Limited as a savings deposit partner regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority, while the brand's own account licence type is e money.

How do I withdraw money?+

Access is instant in the Revolut app, withdrawals carry no fee, and there is no cap on how much can be taken out. Support runs on chat, phone and help centre, so the app is not the only way to reach help if something goes wrong.

Revolut UK

FNB Botswana virtual card