Updated October 14, 2026 · VaultCue Editorial Team
Revolut UK vs Touch n Go eWallet Visa Card
Revolut UK
Higher score in this comparison
Touch n Go eWallet Visa Card
What sets them apart
| Compare | Revolut UKReviewVisitVisit | Touch n Go eWallet Visa CardReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | £0 | Not confirmed |
| Licence type | E money | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
| Currency conversion fee | 0% to 1% | Not confirmed |
| Currencies | 30 | Not confirmed |
| Local account details | IBAN | Not confirmed |
| Transfer fee | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide | Not confirmed |
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Our verdict on each
Revolut UK
Revolut UK's savings account suits savers who want easy access to their money and no monthly charge: the easy-access balance pays 4% on a variable rate, each deposit is covered by FSCS up to GBP 85,000, and the account kind is easy access so nothing is locked away for a term.
Touch n Go eWallet Visa Card
Touch n Go eWallet in Malaysia offers a Visa prepaid card funded from the eWallet balance. A help article describes Visa Plus ATM withdrawals; fees and eligibility are not established here.
Score breakdown
| Area | Revolut UK | Touch n Go eWallet Visa Card |
|---|---|---|
| Cost | 9.3A monthly fee of £0, a minimum deposit of £0 and a plan conversion fee that runs 0% to 1%. | Not confirmed |
| Offer | 9.6The listed features are free atm and joint account, and the app holds 30 currencies in total. | Not confirmed |
| Trust | 8.5 | Not confirmed |
How they place
| Ranking | Revolut UK | Touch n Go eWallet Visa Card |
|---|---|---|
| Current and checking accounts | 22 of 885 | 763 of 885 |
Every fact side by side
| Fact | Revolut UK | Touch n Go eWallet Visa Card |
|---|---|---|
| Audience | Travelers, Freelancer, Teen | Not confirmed |
| Pricing model | No monthly fee | Not confirmed |
| Features | Free ATM, Joint account | Not confirmed |
| Legal entity | Revolut Payments UAB | TNG Digital Sdn. Bhd. |
| Headquarters | Lithuania | Malaysia |
| Founded | 2015 | Not confirmed |
| Support channels | Chat, Phone, Help centre, Email | Not confirmed |
Money transfer
| Fact | Revolut UK | Touch n Go eWallet Visa Card |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
Where each stands against the rest
| Fact | Revolut UK | Touch n Go eWallet Visa Card | Median |
|---|---|---|---|
| Monthly fee | £0at the median | Not confirmed | £0 |
| Currency conversion fee | 0% to 1%below the median | Not confirmed | 0.5 |
| Currencies | 30highest quarter | Not confirmed | 5 |
Median across 536 listed accounts.
Pros and cons
Revolut UK
Pros
- Access is instant in the app, with fee-free withdrawals and no withdrawal limits.
- Support runs on chat, phone and help centre, so a phone call or email is possible when the app is not enough.
- Regulated in the UK and in Europe: the account is run by Revolut Payments UAB, founded in 2015 and headquartered in Lithuania.
Cons
- The rate type is variable, so the 4% can move and nothing is fixed for a set period.
- The savings sit with a savings deposit partner rather than the brand itself, and the account licence type is e money.
- On headline rate the account ranks at 142 of 473 brands compared, so the return is competitive rather than exceptional.
Touch n Go eWallet Visa Card
Pros
- The card is funded from the eWallet balance.
Cons
- ATM fees and eligibility are not established in the captured details.
Who each suits
Revolut UK
Who it suits
- Savers who want instant app access and no charge for holding the balance, rather than a card and credit deal such as AXI Card Tarjeta y Credito at 21.59%.
- Travelers, freelancers and teens, the audience named in travelers, freelancer and teen, who want 30 currencies and a conversion fee that runs 0% to 1%.
- Anyone starting out with a wallet, since PayPal Colombia is the listed alternative at 3.3% and this balance pays 4% with iban details.
Who should look elsewhere
- Savers shopping on the headline rate alone: the listed alternative Plazo ES shows 24.19% and AXI Card Tarjeta y Credito shows 21.59%, both far above the 4% paid here.
- People who need the return fixed for a set period, since the rate type is variable and the balance is easy-access by design.
- Customers who want the deposits held by the brand itself: the account licence type is e money and the savings sit with a savings deposit partner, a different structure from the listed wallet alternative PayPal Colombia at 3.3%.
Touch n Go eWallet Visa Card
Who it suits
- Malaysian eWallet users looking for a prepaid Visa and ATM access.
Who should look elsewhere
- Users who need confirmed withdrawal fees and eligibility before choosing.
Questions about each
Revolut UK
What rate does the Revolut savings account pay?+
The easy-access balance pays a headline rate of 4%, and the rate type is variable, so the return can move with the market. Nothing has to be locked away for a term, and the account kind is easy access, so interest is credited on the balance you keep.
Is there a monthly fee or a minimum deposit?+
The monthly fee is £0 and the minimum deposit is £0, so the account can be opened with nothing in it and left open without a charge. The model is listed as no monthly fee, and 91.7% of the accounts compared run the same way.
Is my money protected?+
Deposits are covered by FSCS up to GBP 85,000. The savings balance is held by ClearBank Limited as a savings deposit partner regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority, while the brand's own account licence type is e money.
How do I withdraw money?+
Access is instant in the Revolut app, withdrawals carry no fee, and there is no cap on how much can be taken out. Support runs on chat, phone and help centre, so the app is not the only way to reach help if something goes wrong.
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Related by the facts
Revolut UK
Touch n Go eWallet Visa Card