Updated October 14, 2026 · VaultCue Editorial Team
Revolut UK vs WeChat Pay
Revolut UK
Higher score in this comparison
WeChat Pay
Revolut UK vs WeChat Pay: the differences
| Compare | Revolut UKReviewVisitVisit | WeChat PayReviewSee alternativesSee alternatives |
|---|---|---|
| Transfer fee | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide | Free |
| Monthly fee | £0 | Not confirmed |
| Licence type | E money | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
| Currency conversion fee | 0% to 1% | Not confirmed |
| Currencies | 30 | Not confirmed |
| Local account details | IBAN | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Founded is lower at WeChat Pay: 2013 vs 2015.
- Support channels: only Revolut UK offers Chat, Email.
- Audience: only Revolut UK offers Freelancer, Teen.
- Audience: only WeChat Pay offers Business.
Our verdict on each
Revolut UK
Revolut UK's savings account suits savers who want easy access to their money and no monthly charge: the easy-access balance pays 4% on a variable rate, each deposit is covered by FSCS up to GBP 85,000, and the account kind is easy access so nothing is locked away for a term.
WeChat Pay
Weixin Pay is a mobile-payment solution launched jointly by Weixin and Tenpay in 2013.
Score breakdown
| Area | Revolut UK | WeChat Pay |
|---|---|---|
| Cost | 9.3A monthly fee of £0, a minimum deposit of £0 and a plan conversion fee that runs 0% to 1%. | Not confirmed |
| Offer | 9.6HigherThe listed features are free atm and joint account, and the app holds 30 currencies in total. | 8.5 |
| Trust | 8.5 | 8.5 |
How they place
| Ranking | Revolut UK | WeChat Pay |
|---|---|---|
| Business bank accounts | 23 of 563 | 542 of 563 |
Every fact side by side
| Fact | Revolut UK | WeChat Pay |
|---|---|---|
| Audience | Travelers, Freelancer, Teen | Travelers, Business |
| Pricing model | No monthly fee | Not confirmed |
| Features | Free ATM, Joint account | Not confirmed |
| Legal entity | Revolut Payments UAB | Tenpay Payment Technology Co., Ltd. |
| Headquarters | Lithuania | China |
| Founded | 2015 | 2013Lower |
| Support channels | Chat, Phone, Help centre, EmailCovers more | Phone, Help centre |
Money transfer
| Fact | Revolut UK | WeChat Pay |
|---|---|---|
| Payout methods | Not confirmed | Bank, Wallet |
| Fee to send 1,000 | Not confirmed | CN¥0 |
Where each stands against the rest
| Fact | Revolut UK | WeChat Pay | Median |
|---|---|---|---|
| Monthly fee | £0at the median | Not confirmed | £0 |
| Currency conversion fee | 0% to 1%below the median | Not confirmed | 0.5 |
| Currencies | 30highest quarter | Not confirmed | 5 |
Median across 536 listed accounts.
Pros and cons
Revolut UK
Pros
- Access is instant in the app, with fee-free withdrawals and no withdrawal limits.
- Support runs on chat, phone and help centre, so a phone call or email is possible when the app is not enough.
- Regulated in the UK and in Europe: the account is run by Revolut Payments UAB, founded in 2015 and headquartered in Lithuania.
Cons
- The rate type is variable, so the 4% can move and nothing is fixed for a set period.
- The savings sit with a savings deposit partner rather than the brand itself, and the account licence type is e money.
- On headline rate the account ranks at 142 of 473 brands compared, so the return is competitive rather than exceptional.
WeChat Pay
Pros
- Weixin Pay is a mobile-payment solution launched jointly by Weixin and Tenpay in 2013.
- It supports online and offline payment use; it is not a deposit account.
Who each suits
Revolut UK
Who it suits
- Savers who want instant app access and no charge for holding the balance, rather than a card and credit deal such as AXI Card Tarjeta y Credito at 21.59%.
- Travelers, freelancers and teens, the audience named in travelers, freelancer and teen, who want 30 currencies and a conversion fee that runs 0% to 1%.
- Anyone starting out with a wallet, since PayPal Colombia is the listed alternative at 3.3% and this balance pays 4% with iban details.
Who should look elsewhere
- Savers shopping on the headline rate alone: the listed alternative Plazo ES shows 24.19% and AXI Card Tarjeta y Credito shows 21.59%, both far above the 4% paid here.
- People who need the return fixed for a set period, since the rate type is variable and the balance is easy-access by design.
- Customers who want the deposits held by the brand itself: the account licence type is e money and the savings sit with a savings deposit partner, a different structure from the listed wallet alternative PayPal Colombia at 3.3%.
WeChat Pay
Who it suits
- Weixin users who want to know the scope of the mobile payment service
Questions about each
Revolut UK
What rate does the Revolut savings account pay?+
The easy-access balance pays a headline rate of 4%, and the rate type is variable, so the return can move with the market. Nothing has to be locked away for a term, and the account kind is easy access, so interest is credited on the balance you keep.
Is there a monthly fee or a minimum deposit?+
The monthly fee is £0 and the minimum deposit is £0, so the account can be opened with nothing in it and left open without a charge. The model is listed as no monthly fee, and 91.7% of the accounts compared run the same way.
Is my money protected?+
Deposits are covered by FSCS up to GBP 85,000. The savings balance is held by ClearBank Limited as a savings deposit partner regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority, while the brand's own account licence type is e money.
How do I withdraw money?+
Access is instant in the Revolut app, withdrawals carry no fee, and there is no cap on how much can be taken out. Support runs on chat, phone and help centre, so the app is not the only way to reach help if something goes wrong.
Other options to compare
Other matchups
- Revolut UK vs Airwallex
- Revolut UK vs Nebeus
- Revolut UK vs Lunar
- Revolut UK vs Vivid Money
- Revolut UK vs Satispay
- Revolut UK vs Monese
- Revolut UK vs Nu Colombia
- Revolut UK vs ZEN.COM
- Revolut UK vs PKO Bank Polski
- Revolut UK vs Mercury
- Revolut UK vs monobank
- Revolut UK vs Varo Bank
- Revolut UK vs MoMo
- Revolut UK vs Mercado Pago
- Revolut UK vs Sumeria
- Revolut UK vs Tomorrow
- Revolut UK vs ZA Bank
- Revolut UK vs Wise
- Revolut UK vs TrueMoney
- Revolut UK vs NCB Jamaica
- Revolut UK vs Standard Chartered Bangladesh
- Revolut UK vs eToro
- Revolut UK vs Finom
- Revolut UK vs bunq
- Revolut UK vs Qonto
- Revolut UK vs Qonto Portugal Business Account
- Revolut UK vs Pixpay FR
- Revolut UK vs Skrill
- Revolut UK vs CitiBank AE
- Revolut UK vs Novo
- Revolut UK vs Wirex
- Revolut UK vs Kontist
- Revolut UK vs Current
- Revolut UK vs UQPay
- Revolut UK vs Kraken
Related by the facts
Revolut UK
WeChat Pay