Updated September 29, 2026 · VaultCue Editorial Team
Bank al Etihad digital account vs Revolut UK
Revolut UK
Bank al Etihad digital account
Higher score in this comparison
Where Bank al Etihad digital account and Revolut UK differ
| Compare | ||
|---|---|---|
| Monthly fee | JOD 0 | £0 |
| Currency conversion fee | 3% | 0% to 1%Lower |
| Licence type | Not confirmed | E money |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Currencies | Not confirmed | 30 |
| Local account details | Not confirmed | IBAN |
| Transfer fee | Not confirmed | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide |
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Key differences
- Bank al Etihad digital account scores higher overall: 9.1 vs 9.0.
- Founded is lower at Bank al Etihad digital account: 1978 vs 2015.
- Revolut UK is licensed in 2 more countries.
- Currency conversion fee is lower at Revolut UK: 0% to 1% vs 3%.
Our verdict on each
Bank al Etihad digital account
Bank al Etihad digital account suits people who bank and save in Jordan and want no monthly charge with savings they can reach at any time. The current account fee is JOD 0, but currency conversion costs 3% and the savings rate is a variable 0.375%.
Revolut UK
Revolut UK's savings account suits savers who want easy access to their money and no monthly charge: the easy-access balance pays 4% on a variable rate, each deposit is covered by FSCS up to GBP 85,000, and the account kind is easy access so nothing is locked away for a term.
Score breakdown
| Area | Bank al Etihad digital account | Revolut UK |
|---|---|---|
| Cost | 8.2Currency conversion at 3% sits above the site median of 0.5%; the JOD 0 monthly fee and variable 0.375% are the low points. | 9.3HigherA monthly fee of £0, a minimum deposit of £0 and a plan conversion fee that runs 0% to 1%. |
| Offer | 9.8Higher | 9.6The listed features are free atm and joint account, and the app holds 30 currencies in total. |
| Trust | 9.5Higher | 8.5 |
How they place
| Ranking | Bank al Etihad digital account | Revolut UK |
|---|---|---|
| Current and checking accounts | 73 of 885 | 22 of 885 |
| Savings accounts | 253 of 1420 | 40 of 1420 |
Every fact side by side
| Fact | Bank al Etihad digital account | Revolut UK |
|---|---|---|
| Audience | Not confirmed | Travelers, Freelancer, Teen |
| Pricing model | No monthly fee | No monthly fee |
| Features | Not confirmed | Free ATM, Joint account |
| Legal entity | Bank Al Etihad | Revolut Payments UAB |
| Headquarters | Jordan | Lithuania |
| Founded | 1978Lower | 2015 |
| Support channels | Email, Chat, Phone, Help centre | Chat, Phone, Help centre, Email |
Savings
| Fact | Bank al Etihad digital account | Revolut UK |
|---|---|---|
| Headline rate | 0.375% | 4%Higher |
| Rate type | Variable | Variable |
| Minimum deposit | JOD 100 | £0 |
| Access terms | Withdraw anytime, no lock-in periods, interest credited every 6 months | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Account kind | Easy access | Easy access |
Where each stands against the rest
| Fact | Bank al Etihad digital account | Revolut UK | Median |
|---|---|---|---|
| Currency conversion fee | 3%highest quarter | 0% to 1%below the median | 0.5% |
| Currencies | Not confirmed | 30highest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Bank al Etihad digital account
Pros
- The current account runs on a no monthly fee model with a monthly fee of JOD 0
- The savings account is easy access, so money can be taken out whenever you want
- Interest on the savings account is credited on a regular schedule
Cons
- Currency conversion costs 3%, above the site median of 0.5%
- The savings rate is variable at 0.375%, well under the site median of 3%
- Opening the savings account needs a minimum deposit of JOD 100
Revolut UK
Pros
- Access is instant in the app, with fee-free withdrawals and no withdrawal limits.
- Support runs on chat, phone and help centre, so a phone call or email is possible when the app is not enough.
- Regulated in the UK and in Europe: the account is run by Revolut Payments UAB, founded in 2015 and headquartered in Lithuania.
Cons
- The rate type is variable, so the 4% can move and nothing is fixed for a set period.
- The savings sit with a savings deposit partner rather than the brand itself, and the account licence type is e money.
- On headline rate the account ranks at 142 of 473 brands compared, so the return is competitive rather than exceptional.
Who each suits
Bank al Etihad digital account
Who it suits
- People paid in dinars who keep everyday money in Jordan
- Savers who want access to their money with no lock-in period
- Customers who want current and savings accounts from the same bank
Who should look elsewhere
- XTB, if a higher variable savings rate matters more than local banking
- Skrill, if you convert currency often and the 3% charge is the deciding cost
- AXI Card Tarjeta y Credito, if the JOD 0 monthly fee is the only thing you weigh
Revolut UK
Who it suits
- Savers who want instant app access and no charge for holding the balance, rather than a card and credit deal such as AXI Card Tarjeta y Credito at 21.59%.
- Travelers, freelancers and teens, the audience named in travelers, freelancer and teen, who want 30 currencies and a conversion fee that runs 0% to 1%.
- Anyone starting out with a wallet, since PayPal Colombia is the listed alternative at 3.3% and this balance pays 4% with iban details.
Who should look elsewhere
- Savers shopping on the headline rate alone: the listed alternative Plazo ES shows 24.19% and AXI Card Tarjeta y Credito shows 21.59%, both far above the 4% paid here.
- People who need the return fixed for a set period, since the rate type is variable and the balance is easy-access by design.
- Customers who want the deposits held by the brand itself: the account licence type is e money and the savings sit with a savings deposit partner, a different structure from the listed wallet alternative PayPal Colombia at 3.3%.
Country by country
| Country | Bank al Etihad digital account | Revolut UK |
|---|---|---|
| Jordan | Yes | No |
Questions about each
Bank al Etihad digital account
What does the Bank al Etihad digital account cost each month?+
The current account runs on a no monthly fee model and charges a monthly fee of JOD 0, so day to day banking carries no standing charge. The cost that matters is currency conversion at 3%, above the site median of 0.5%. Frequent conversion is where the low monthly fee stops paying.
Who regulates the bank and where is it based?+
The account sits with Bank Al Etihad, a bank based in Jordan and supervised by the Central Bank of Jordan, so it is a bank account rather than an e-money or payment institution balance. The same legal entity has operated since 1978, and help runs through email, chat and phone.
Revolut UK
What rate does the Revolut savings account pay?+
The easy-access balance pays a headline rate of 4%, and the rate type is variable, so the return can move with the market. Nothing has to be locked away for a term, and the account kind is easy access, so interest is credited on the balance you keep.
Is there a monthly fee or a minimum deposit?+
The monthly fee is £0 and the minimum deposit is £0, so the account can be opened with nothing in it and left open without a charge. The model is listed as no monthly fee, and 91.7% of the accounts compared run the same way.
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Related by the facts
Revolut UK
Bank al Etihad digital account