Updated October 13, 2026 · VaultCue Editorial Team
Kaspi.kz vs Revolut UK
Revolut UK
Higher score in this comparison
Kaspi.kz
What sets them apart
| Compare | Kaspi.kzReviewSee alternativesSee alternatives | Revolut UKReviewVisitVisit |
|---|---|---|
| Monthly fee | KZT 0 | £0 |
| Transfer fee | Free to other Kaspi clients | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide |
| Licence type | Not confirmed | E money |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Currency conversion fee | Not confirmed | 0% to 1% |
| Currencies | Not confirmed | 30 |
| Local account details | Not confirmed | IBAN |
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Key differences
- Founded is lower at Kaspi.kz: 2002 vs 2015.
- Revolut UK is licensed in 2 more countries.
- Support channels: only Revolut UK offers Email.
- Audience: only Kaspi.kz offers Business.
- Audience: only Revolut UK offers Travelers, Freelancer.
- Features: only Kaspi.kz offers Digital only.
- Features: only Revolut UK offers Joint account.
Our verdict on each
Kaspi.kz
Kaspi.kz stands apart from counter based everyday accounts by centring everyday money around a mobile app with QR transfers. It is an easy-access account option for people who want phone based management and straightforward person to person payments for daily use.
Revolut UK
Revolut UK's savings account suits savers who want easy access to their money and no monthly charge: the easy-access balance pays 4% on a variable rate, each deposit is covered by FSCS up to GBP 85,000, and the account kind is easy access so nothing is locked away for a term.
Score breakdown
| Area | Kaspi.kz | Revolut UK |
|---|---|---|
| Cost | Not confirmed | 9.3A monthly fee of £0, a minimum deposit of £0 and a plan conversion fee that runs 0% to 1%. |
| Offer | 9.2 | 9.6HigherThe listed features are free atm and joint account, and the app holds 30 currencies in total. |
| Trust | 9.0Higher | 8.5 |
How they place
| Ranking | Kaspi.kz | Revolut UK |
|---|---|---|
| Savings accounts | 1032 of 1420 | 40 of 1420 |
| Business bank accounts | 382 of 563 | 23 of 563 |
| Student, teen and kids accounts | 211 of 273 | 10 of 273 |
Every fact side by side
| Fact | Kaspi.kz | Revolut UK |
|---|---|---|
| Audience | Teen, Business | Travelers, Freelancer, Teen |
| Pricing model | No monthly fee | No monthly fee |
| Features | Free ATM, Digital only | Free ATM, Joint account |
| Legal entity | Kaspi Bank JSC | Revolut Payments UAB |
| Headquarters | Kazakhstan | Lithuania |
| Founded | 2002Lower | 2015 |
| Support channels | Phone, Chat, Help centre | Chat, Phone, Help centre, EmailCovers more |
Savings
| Fact | Kaspi.kz | Revolut UK |
|---|---|---|
| Headline rate | 15%Higher | 4% |
| Rate type | Variable | Variable |
| Minimum deposit | KZT 1,000 | £0 |
| Access terms | Top up any amount at any time; partial withdrawal any time without loss of interest | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Account kind | Easy access | Easy access |
Money transfer
| Fact | Kaspi.kz | Revolut UK |
|---|---|---|
| Delivery time | Instant for P2P transfers via the mobile app and QR | Not confirmed |
| Payout methods | Bank, Card, Wallet | Not confirmed |
| Fee to send 1,000 | KZT 0 | Not confirmed |
Where each stands against the rest
| Fact | Kaspi.kz | Revolut UK | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 0% to 1%below the median | 0.5 |
| Currencies | Not confirmed | 30highest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Kaspi.kz
Pros
- Easy-access structure that keeps everyday money ready for daily spending needs
- Mobile app centred access with QR route for person to person transfers
- Instant handling of person to person transfers for everyday payment moments
Revolut UK
Pros
- Access is instant in the app, with fee-free withdrawals and no withdrawal limits.
- Support runs on chat, phone and help centre, so a phone call or email is possible when the app is not enough.
- Regulated in the UK and in Europe: the account is run by Revolut Payments UAB, founded in 2015 and headquartered in Lithuania.
Cons
- The rate type is variable, so the 4% can move and nothing is fixed for a set period.
- The savings sit with a savings deposit partner rather than the brand itself, and the account licence type is e money.
- On headline rate the account ranks at 142 of 473 brands compared, so the return is competitive rather than exceptional.
Who each suits
Kaspi.kz
Who it suits
- People who prefer app based account management
- People who make frequent person to person payments
Revolut UK
Who it suits
- Savers who want instant app access and no charge for holding the balance, rather than a card and credit deal such as AXI Card Tarjeta y Credito at 21.59%.
- Travelers, freelancers and teens, the audience named in travelers, freelancer and teen, who want 30 currencies and a conversion fee that runs 0% to 1%.
- Anyone starting out with a wallet, since PayPal Colombia is the listed alternative at 3.3% and this balance pays 4% with iban details.
Who should look elsewhere
- Savers shopping on the headline rate alone: the listed alternative Plazo ES shows 24.19% and AXI Card Tarjeta y Credito shows 21.59%, both far above the 4% paid here.
- People who need the return fixed for a set period, since the rate type is variable and the balance is easy-access by design.
- Customers who want the deposits held by the brand itself: the account licence type is e money and the savings sit with a savings deposit partner, a different structure from the listed wallet alternative PayPal Colombia at 3.3%.
Country by country
| Country | Kaspi.kz | Revolut UK |
|---|---|---|
| Kazakhstan | Yes | No |
Questions about each
Kaspi.kz
What kind of account does Kaspi.kz provide?+
Kaspi.kz provides an easy-access everyday account that you manage through a mobile app. You can use it for daily money and person to person transfers with a QR option. Check how access and daily use fit your routine before you choose.
Who might consider this account?+
People who like managing money by phone may consider this option. It suits daily spending and sending money to other people through the app. Consider whether app based management matches how you handle money each day.
Revolut UK
What rate does the Revolut savings account pay?+
The easy-access balance pays a headline rate of 4%, and the rate type is variable, so the return can move with the market. Nothing has to be locked away for a term, and the account kind is easy access, so interest is credited on the balance you keep.
Is there a monthly fee or a minimum deposit?+
The monthly fee is £0 and the minimum deposit is £0, so the account can be opened with nothing in it and left open without a charge. The model is listed as no monthly fee, and 91.7% of the accounts compared run the same way.
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Related by the facts
Revolut UK
Kaspi.kz