Updated September 29, 2026 · VaultCue Editorial Team
Revolut UK vs SCB PLANET prepaid Visa
Revolut UK
SCB PLANET prepaid Visa
Higher score in this comparison
Where Revolut UK and SCB PLANET prepaid Visa differ
| Compare | Revolut UKReviewVisitVisit | SCB PLANET prepaid VisaReviewSee alternativesSee alternatives |
|---|---|---|
| Access terms | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand |
| Monthly fee | £0 | THB 0 |
| Headline rate | 4% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | £0 | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
Same on both: Account kind (Easy access).
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Key differences
- SCB PLANET prepaid Visa scores higher overall: 9.4 vs 9.0.
- Founded is lower at SCB PLANET prepaid Visa: 1906 vs 2015.
- Support channels: only Revolut UK offers Chat, Phone, Email.
Our verdict on each
Revolut UK
Revolut UK's savings account suits savers who want easy access to their money and no monthly charge: the easy-access balance pays 4% on a variable rate, each deposit is covered by FSCS up to GBP 85,000, and the account kind is easy access so nothing is locked away for a term.
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Score breakdown
| Area | Revolut UK | SCB PLANET prepaid Visa |
|---|---|---|
| Cost | 9.3A monthly fee of £0, a minimum deposit of £0 and a plan conversion fee that runs 0% to 1%. | 9.3 |
| Offer | 9.6HigherThe listed features are free atm and joint account, and the app holds 30 currencies in total. | 8.8 |
| Trust | 8.5 | 9.9Higher |
How they place
| Ranking | Revolut UK | SCB PLANET prepaid Visa |
|---|---|---|
| Current and checking accounts | 22 of 885 | 43 of 885 |
| Savings accounts | 40 of 1420 | 108 of 1420 |
Every fact side by side
| Fact | Revolut UK | SCB PLANET prepaid Visa |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee |
| Legal entity | Revolut Payments UAB | Siam Commercial Bank PCL |
| Headquarters | Lithuania | Thailand |
| Founded | 2015 | 1906Lower |
| Support channels | Chat, Phone, Help centre, EmailCovers more | Help centre |
Everyday accounts
| Fact | Revolut UK | SCB PLANET prepaid Visa |
|---|---|---|
| Licence type | E money | Not confirmed |
| Currency conversion fee | 0% to 1% | Not confirmed |
| Currencies | 30Higher | 14 |
| Audience | Travelers, Freelancer, Teen | Not confirmed |
| Features | Free ATM, Joint account | Not confirmed |
| Local account details | IBAN | Not confirmed |
| Transfer fee | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide | THB 100 per overseas ATM cash withdrawal; no annual fee |
Money transfer
| Fact | Revolut UK | SCB PLANET prepaid Visa |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
| Delivery time | Not confirmed | Within 7 business days by post; instant issue at 13 designated SCB branches |
| Payout methods | Not confirmed | Bank, Cash pickup, Card |
Where each stands against the rest
| Fact | Revolut UK | SCB PLANET prepaid Visa | Median |
|---|---|---|---|
| Headline rate | 4%above the median | Not confirmed | 3.25% |
| Minimum deposit | £0below the median | Not confirmed | £1 |
Median across 658 listed accounts.
Pros and cons
Revolut UK
Pros
- Access is instant in the app, with fee-free withdrawals and no withdrawal limits.
- Support runs on chat, phone and help centre, so a phone call or email is possible when the app is not enough.
- Regulated in the UK and in Europe: the account is run by Revolut Payments UAB, founded in 2015 and headquartered in Lithuania.
Cons
- The rate type is variable, so the 4% can move and nothing is fixed for a set period.
- The savings sit with a savings deposit partner rather than the brand itself, and the account licence type is e money.
- On headline rate the account ranks at 142 of 473 brands compared, so the return is competitive rather than exceptional.
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who each suits
Revolut UK
Who it suits
- Savers who want instant app access and no charge for holding the balance, rather than a card and credit deal such as AXI Card Tarjeta y Credito at 21.59%.
- Travelers, freelancers and teens, the audience named in travelers, freelancer and teen, who want 30 currencies and a conversion fee that runs 0% to 1%.
- Anyone starting out with a wallet, since PayPal Colombia is the listed alternative at 3.3% and this balance pays 4% with iban details.
Who should look elsewhere
- Savers shopping on the headline rate alone: the listed alternative Plazo ES shows 24.19% and AXI Card Tarjeta y Credito shows 21.59%, both far above the 4% paid here.
- People who need the return fixed for a set period, since the rate type is variable and the balance is easy-access by design.
- Customers who want the deposits held by the brand itself: the account licence type is e money and the savings sit with a savings deposit partner, a different structure from the listed wallet alternative PayPal Colombia at 3.3%.
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Country by country
| Country | Revolut UK | SCB PLANET prepaid Visa |
|---|---|---|
| Thailand | No | Yes |
Questions about each
Revolut UK
What rate does the Revolut savings account pay?+
The easy-access balance pays a headline rate of 4%, and the rate type is variable, so the return can move with the market. Nothing has to be locked away for a term, and the account kind is easy access, so interest is credited on the balance you keep.
Is there a monthly fee or a minimum deposit?+
The monthly fee is £0 and the minimum deposit is £0, so the account can be opened with nothing in it and left open without a charge. The model is listed as no monthly fee, and 91.7% of the accounts compared run the same way.
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
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Related by the facts
Revolut UK
SCB PLANET prepaid Visa